The 20 Best Car Insurance in San Francisco

Looking for the best car insurance in San Francisco can be overwhelming with so many options to choose from. Whether you're a new driver or a long-time resident, finding the right coverage that fits your needs and budget is important.
With so many factors to consider, such as coverage options, rates, and customer service, it can be difficult to know where to start. That's why it's important to compare different insurance providers to find the best fit for you.
- Comprehensive coverage options
- Affordable rates
- Excellent customer service
- Convenient locations
- Discounts for safe drivers
With the help of this list of the 20 Best Car Insurance in San Francisco, you can easily compare different providers and find the perfect coverage for your vehicle.
- 1. Gabi Insurance
- 2. Dave and Jake Stewart - State Farm Insurance Agent
- 3. Tiffany Won - State Farm Insurance Agent
- 4. Zurich Simon - State Farm Insurance Agent
- 5. Ben Carr - State Farm Insurance Agent
- 6. Joe Freund - State Farm Insurance Agent
- 7. Ed Hidalgo - State Farm Insurance Agent
- 8. AAA Insurance Agent: Francisco Verdin
- 9. Curtis Lee - State Farm Insurance Agent
- 10. John A Morton Insurance Agency
- 11. Phil Bertetta - State Farm Insurance Agent
- 12. Alan Chan - State Farm Insurance Agent
- 13. Kajal Pashmi - State Farm Insurance Agent
- 14. David Chacon - State Farm Insurance Agent
- 15. Winky Wong: Allstate Insurance
- 16. Jing Lee - State Farm Insurance Agent
- 17. Mary Spellman - State Farm Insurance Agent
- 18. David Chacon - State Farm Insurance Agent
- 19. Robert E. Kennedy Insurance Agency
- 20. Auto Insurance Inc
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: 6 AM–4 PM
1. Gabi Insurance
Information and Reviews
- Customers appreciate the ease of getting insurance quotes through Gabi's platform.
- Many clients highlight the competitive rates and savings they found by using Gabi Insurance.
- Some customers mention the excellent customer service provided by the team at Gabi Insurance.
If you are looking for reliable insurance services with great savings and outstanding customer service, Gabi Insurance is the place to go!
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
2. Dave and Jake Stewart - State Farm Insurance Agent
Information and Reviews
- I spoke with JP from a well-established State Farm agency, and he went above and beyond to answer all my questions and concerns. Despite the numerous queries I had, he remained exceptionally professional and thorough in addressing each one. I was truly impressed with his customer service and highly recommend this agency.
- Jake and the State Farm team have been wonderful to work with for 9+ years. The team is very prompt, provide quality insurance products at competitive prices, and are willing to go the extra mile to ensure our family’s needs are met without overselling policies that aren’t necessary.
- At State Farm Insurances, Agents, Jake Stewart & Maribel Palma really understood my situation and needs. They treated me like a loving family member would and were able to assist and help me with everything I was looking for. Thank you so much! … These guys are awesome!
- I have never felt the need to make a google review, but I must say, I was in the market for insurance, evaluating a few options; Dave & Jake's team helped me at every step of the process without bias. Ultimately Kelly with their team helped me find the policy that both made sense from a budget perspective but also a coverage perspective, more than Liberty Mutual or any other competitor I talked to. I would not look anywhere else when shopping for insurance!!!
Customers appreciate the exceptional service they receive at Dave and Jake Stewart - State Farm Insurance Agent and highly recommend them for all insurance needs.

- Monday: 8:30 AM–5 PM
- Tuesday: 8:30 AM–5 PM
- Wednesday: 8:30 AM–5 PM
- Thursday: 8:30 AM–5 PM
- Friday: 8:30 AM–5 PM
- Saturday: Closed
- Sunday: Closed
3. Tiffany Won - State Farm Insurance Agent
Information and Reviews
With a perfect rating of 5.0 stars, it's clear that customers have had exceptional experiences with Tiffany Won. Here are a few key points summarizing their customer reviews:
- Personalized, caring service from Tiffany Won and team
- Effortless claim-filing process with quick responses
- Knowledgeable and accommodating staff, like Erika and Courtney
- Top-notch customer service and support, especially when dealing with complex claims
If you're in search of reliable insurance coverage with exceptional customer service, Tiffany Won - State Farm Insurance Agent comes highly recommended by satisfied customers.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
4. Zurich Simon - State Farm Insurance Agent
Information and Reviews
Customers rave about the exceptional service provided by Zurich Simon - State Farm Insurance Agent. Here are some key points from their reviews:
- Professional and knowledgeable agents
- Great client service experience
- Quick and easy process for insurance needs
- Prompt and responsive customer service
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
5. Ben Carr - State Farm Insurance Agent
Information and Reviews
Customers have left glowing reviews for Ben Carr and his team. Some key points from their reviews include:
- Ben Carr is incredibly knowledgeable, patient, and provides personalized attention.
- The team is proactive, communicative, and genuinely cares about their customers.
- Ben Carr and his staff are professional, friendly, and go above and beyond to ensure customers are well taken care of.
With a perfect rating of 5.0 stars, Ben Carr - State Farm Insurance Agent is highly recommended by satisfied customers. Whether you need home, auto, or any other type of insurance, you can trust Ben Carr and his team to provide exceptional service and expert advice.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
6. Joe Freund - State Farm Insurance Agent
Information and Reviews
- Customers rave about the knowledgeable and helpful agents at Joe Freund - State Farm Insurance Agent.
- Many clients appreciate the personalized attention they receive and the ease of the insurance process.
- The agency is known for its competitive rates and comprehensive coverage options.
With a top rating of 5.0 stars, it's clear that Joe Freund - State Farm Insurance Agent is a go-to choice for insurance needs in the San Francisco area. Customers trust the experienced agents to provide them with the best policies to protect their assets and loved ones.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
7. Ed Hidalgo - State Farm Insurance Agent
Information and Reviews
Here are some key points from customer reviews:
- Knowledgeable, patient, and efficient service
- Helpful in explaining insurance details clearly
- Assisted in saving money on insurance policies
- Professional, friendly, and courteous staff
Whether you need help with setting up a new policy or reviewing existing coverage, the team at Ed Hidalgo - State Farm Insurance Agent is dedicated to providing top-notch service to all their clients. Give them a call or visit their website to learn more about how they can assist you with your insurance needs.
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: 9 AM–5 PM
- Sunday: Closed
8. AAA Insurance Agent: Francisco Verdin
Information and Reviews
- Staff is friendly and helpful, providing quick service.
- Great communication and patience from Francisco while assisting with insurance needs.
- Highly recommended for excellent customer service and thorough explanations.
- Professional, knowledgeable, and friendly service with prompt assistance.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
9. Curtis Lee - State Farm Insurance Agent
Information and Reviews
Curtis Lee's State Farm Insurance Agent is a well-known insurance agency located in San Francisco, CA. The office provides top-notch services for all insurance needs, including automobile, homeowners, and life insurance. The team at Curtis Lee's State Farm office has received glowing reviews from numerous satisfied customers.
- Customers appreciate the quick and efficient service provided by Curtis Lee and his team, always delivered with a smile.
- The agents at Curtis Lee's office are described as warm, helpful, and providing excellent customer service.
- The staff is highly responsive, friendly, and goes above and beyond to assist clients with their insurance needs.
- Ginger, Constance, Stanley, and Paul are highlighted as particularly great agents to work with and are praised for their professionalism and responsiveness.
With a rating of 4.9 out of 5, Curtis Lee's State Farm Insurance Agent is recognized for its commitment to customer satisfaction and quality service. Visit their website for more information!
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
10. John A Morton Insurance Agency
Information and Reviews
With a remarkable rating of 4.9 stars based on 78 reviews, customers have shared their positive experiences:
- Professional and quick service providing reassurance to customers.
- Highly recommended for being friendly, trustworthy, and hardworking.
- Outstanding professionalism and quality service experienced by long-time customers.
- Excellent customer service, insightful advice, and affordable pricing.
The glowing reviews highlight the dedication and exceptional service provided by John A Morton Insurance Agency. From assisting with driver's licenses to offering quick and reliable insurance solutions, customers trust and recommend the agency for all their auto insurance needs.
11. Phil Bertetta - State Farm Insurance Agent
Information and Reviews
Customers rave about the personalized attention and care they receive at this office. Here are some key points from customer reviews:
- The staff, particularly Stephanie and Dian, are incredibly helpful and always willing to explain details and offer sound advice.
- Clients appreciate the warm and friendly atmosphere, feeling like they are known personally by everyone in the office.
- The attention to detail and proactive communication from the team ensure that clients are always up to date on their insurance needs.
- The agency goes above and beyond to explore all available discounts and policy options to provide the best coverage at affordable rates.
If you are looking for a trustworthy and reliable insurance partner in San Francisco, Phil Bertetta - State Farm Insurance Agent comes highly recommended by their loyal clientele.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
12. Alan Chan - State Farm Insurance Agent
Information and Reviews
- Customers praise the exceptional service and care provided by Alan and his team, especially during challenging times like car accidents and home burglaries.
- Tracy, a team member at the office, is highlighted for her patience and expertise in helping clients review their coverage options and determine the best plan for their needs.
- The office is commended for its honesty and genuine interest in clients, ensuring they do not oversell coverage and provide valuable insights.
With a rating of 4.9 based on 65 reviews, Alan Chan - State Farm Insurance Agent continues to stand out for its commitment to customer satisfaction and personalized service. If you are looking for an insurance agency that goes above and beyond for its clients, Alan Chan's office is highly recommended.
- Monday: Open 24 hours
- Tuesday: Open 24 hours
- Wednesday: Open 24 hours
- Thursday: Open 24 hours
- Friday: Open 24 hours
- Saturday: Open 24 hours
- Sunday: Open 24 hours
13. Kajal Pashmi - State Farm Insurance Agent
Information and Reviews
- Impressed by personalized and responsive service
- Fast and knowledgeable responses
- Professional, personable, and efficient team
- Highly recommended for complex insurance needs
Customers rave about the team's dedication to understanding their specific insurance needs and providing tailored coverage options. Whether it's questions, concerns, or making complex changes, the team at Kajal Pashmi - State Farm Insurance Agent is praised for being responsive, patient, kind, and detail-oriented. The business goes above and beyond to provide attentive, honest, and personalized service, making it a top choice for insurance in the area.
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: 10 AM–3 PM
- Sunday: Closed
14. David Chacon - State Farm Insurance Agent
Information and Reviews
With a remarkable rating of 4.8 stars based on 81 reviews, customers have shared their positive experiences with the agency. Some key points from the reviews include:
- Excellence in professionalism and customer service
- Knowledgeable and personalized service from the office manager
- Prompt communication and assistance in finding the best coverage
- Reliable and caring treatment that makes clients feel like family
The team at David Chacon - State Farm Insurance Agent is dedicated to providing top-notch service and ensuring that every client's insurance needs are met with integrity and care.
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
15. Winky Wong: Allstate Insurance
Information and Reviews
- Customers appreciate the excellent service provided by the staff, with agents like Joel Mercado going above and beyond to address all inquiries.
- The team at Winky Wong is described as intelligent, thorough, responsive, and friendly, making interactions with them a seamless and pleasant experience.
- Clients value the reliability and great communications from the team, making them feel confident in their choice of insurance provider.
- Winky Wong and her associates are commended for their helpful and responsive approach, ensuring that customers feel supported and taken care of.
With service options such as online appointments and on-site services, as well as accessibility features like a wheelchair-accessible entrance, Winky Wong: Allstate Insurance goes above and beyond to cater to the needs of all their clients. Visit their website or give them a call at +1 415-681-6810 to learn more about how they can assist you with your insurance needs.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
16. Jing Lee - State Farm Insurance Agent
Information and Reviews
- Customers rave about Jing's excellent communication skills and availability, making them feel secure and well taken care of.
- The team is praised for always being responsive, friendly, and providing top-notch service, going above and beyond to assist with any questions or concerns.
- Jing Lee's agency stands out for its reliability, transparency, and commitment to finding the best insurance solutions tailored to individual needs.
- Clients appreciate the personal touch, receiving thoughtful gestures like birthday and holiday cards, showcasing the team's dedication and care.
With a remarkable rating of 4.9 based on 28 reviews, it's evident that Jing Lee - State Farm Insurance Agent is a trusted and highly recommended choice for all insurance needs.
- Monday: 12 AM–11:45 PM
- Tuesday: 12 AM–11:45 PM
- Wednesday: 12 AM–11:45 PM
- Thursday: 12 AM–11:45 PM
- Friday: 12 AM–11:45 PM
- Saturday: 12 AM–11:45 PM
- Sunday: 12 AM–11:45 PM
17. Mary Spellman - State Farm Insurance Agent
Information and Reviews
Customer reviews highlight the exceptional service provided by the staff at this agency. Here are some key points from recent reviews:
- Over 40 years of loyal service, exceptional customer service, knowledgeable and trustworthy agent.
- Outstanding commitment to excellence, personal relationship building, and proactive solutions.
- Effortless and helpful service, friendly and supportive staff, highly recommended.
- Top-notch agent, on top of coverages, highly recommended for personalized service and attention.
With a high rating of 4.8 stars and positive customer feedback, Mary Spellman - State Farm Insurance Agent continues to provide exceptional insurance services in the San Francisco area.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: 10 AM–3 PM
- Sunday: Closed
18. David Chacon - State Farm Insurance Agent
Information and Reviews
Customer reviews highlight the following key points:
- The personalized and thorough service provided by Genevieve, who helped navigate the insurance process seamlessly.
- The excellent guidance and clear communication provided by the team, making customers feel secure and well-informed.
- The exceptional customer service and responsiveness of the staff, ensuring that customers receive tailored coverage that meets their needs.
- The hands-on assistance and support offered by the team, demonstrating a commitment to customer satisfaction.
If you are looking for a trustworthy insurance agent who values customer service and takes a personalized approach to meet your needs, David Chacon - State Farm Insurance Agent is the place to go. With a team of dedicated professionals ready to assist you, they strive to provide top-notch service and tailored coverage options to ensure your peace of mind.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
19. Robert E. Kennedy Insurance Agency
Information and Reviews
- Robert Kennedy helped find suitable coverage for a condo building with excellent communication and efficiency.
- A customer had a negative experience with another insurance company but praised Robert's professionalism and the appropriate coverage he provided.
- Clients appreciate the quick response, tailored insurance packages, and excellent customer service offered by Robert Kennedy Agency.
The agency focuses on customer satisfaction and ensures that clients receive the best insurance policies tailored to their needs. With a strong emphasis on professionalism and efficiency, Robert E. Kennedy Insurance Agency stands out as a reliable choice for insurance services in San Francisco.
- Monday: Open 24 hours
- Tuesday: Open 24 hours
- Wednesday: Open 24 hours
- Thursday: Open 24 hours
- Friday: Open 24 hours
- Saturday: Open 24 hours
- Sunday: Open 24 hours
20. Auto Insurance Inc
Information and Reviews
- Personalized service tailored to individual needs
- Competitive prices and extensive coverage options
- Quick response time and efficient claim process
Customers rave about the excellent service they received from the team at Auto Insurance Inc. One customer mentioned that working with Ivan brought their insurance costs down by half, while others praised the professionalism and efficiency of the team. Another customer highlighted the personalized approach and competitive prices offered by the agency. These glowing reviews are a testament to the outstanding service provided by Auto Insurance Inc.
Map of Car Insurance in San Francisco
Looking for car insurance in San Francisco? Explore our comprehensive map to find the best auto insurance options in the city. Whether you're a new driver, a seasoned commuter, or just looking to switch providers, this map will guide you to the best car insurance companies in San Francisco. Save time and money by comparing rates and coverage easily.
What is Car Insurance and Why is it Important?
Car insurance is a contract between you and the insurance company that helps protect you against financial loss in case of an accident or theft. It provides coverage for property damage, liability, and medical expenses. Having car insurance is important because it is required by law in most states, including California, to protect yourself and others in case of an accident.
Without car insurance, you could be responsible for paying out of pocket for damages, medical bills, and legal fees, which can be overwhelming and cause financial strain. By having car insurance, you can have peace of mind knowing that you are covered in case of unforeseen circumstances on the road.
What Factors Determine Car Insurance Rates in San Francisco?
Car insurance rates in San Francisco are influenced by several factors, including your driving record, age, type of vehicle, credit score, and the coverage options you choose. Insurance companies will also take into consideration the area where you live, as urban areas like San Francisco may have higher rates due to congestion and higher risk of accidents.
Other factors such as the frequency of claims in your area, your annual mileage, and any previous insurance history can also impact your car insurance rates in San Francisco. It's important to shop around for quotes and compare different insurance companies to find the best coverage at an affordable price.
What Types of Car Insurance Coverage are Available in San Francisco?
There are several types of car insurance coverage available in San Francisco to protect you and your vehicle. Some of the most common types of coverage include:
- Liability insurance: Covers property damage and bodily injuries you may cause to others in an accident.
- Collision insurance: Covers damages to your vehicle in case of a collision with another vehicle or object.
- Comprehensive insurance: Covers damages from non-collision events such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Protects you in case you are in an accident with a driver who doesn't have insurance or enough coverage.
How Can I Save Money on Car Insurance in San Francisco?
If you're looking to save money on car insurance in San Francisco, there are several strategies you can use:
- Shop around for quotes from multiple insurance companies to compare prices and coverage options.
- Bundle your car insurance with other policies, such as homeowners or renters insurance, to receive a discount.
- Take advantage of discounts for safe driving habits, good student grades, or installing anti-theft devices in your vehicle.
Additionally, consider raising your deductible or reducing coverage on older vehicles to lower your premiums. It's important to review your policy regularly and make adjustments as needed to ensure you're getting the best coverage at the best price.

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